Insurance for the healthcare sector
The high value of medical equipment and litigation associated with allegations of professional negligence pose exceptional risks in the healthcare industry. Specialist insurance advice and cover is needed to give healthcare operators the confidence to run their businesses.
Crombie Lockwood has many years of experience providing insurance advice and cover to substantial healthcare providers such as Ascot Hospital & Clinics Limited and its associated entities, the New Zealand Nurses Organisation and membership and specialist healthcare providers and retirement lifecare centres. We also have a historical association with District Health Boards since DHBs were first introduced.
Our experience gives us an in-depth understanding of the insurance challenges facing healthcare institutions, as well as registered and non-registered healthcare providers.
Liability insurance for healthcare providers
Much of the insurance expertise we provide for healthcare providers relates to liability insurance, often to provide protection in case of medical malpractice suits.
Among the other key insurances we provide are:
- Statutory liability insurance, including defence of actions brought against entities and individuals under health & safety or consumer legislation and the Privacy Act.
- Personal liability insurance provides cover for trustees, committee members and volunteers working for the healthcare provider.
- Employers’ liability insurance.
As each healthcare provider will have a unique combination of insurance requirements, it’s recommended that you discuss your situation in depth with a Crombie Lockwood broker.
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