News

5 April 2024

Market Update: 2024 – A year of elections in an unstable world

With elections taking place in over 64 countries this year, an increase in geopolitical conflict is likely. Cyber criminals thrive on global disruption and could…

28 March 2024

Market Update: Growing impact of ‘secondary’ perils such as risk of flood

In our March update, we highlight the importance of preparing a detailed renewal submission for insurers, particularly when flooding is a risk. Read more.

14 March 2024

Market Update: Reinsurer market stabilises after a challenging 2023

The reinsurance renewal market in 2023 was cited as being one of the most challenging on record as reinsurers reduced capacity and changed coverage, attachment…

11 March 2024

Provincial Rugby Union Partnership

We are excited about the future of provincial rugby in New Zealand after our announcement of our new partnership. Find out more.

8 March 2024

Gallagher advocacy overturns anniversary aftermath claim

After an insurer initially declined an Auckland Anniversary flood claim, we helped turn this decision around for our client. Find out more.

8 March 2024

New Zealand's changing SME business landscape

Gallagher CEO, Carl O’Shea, remains close to the pulse of New Zealand’s businesses. We asked Carl about his views on the changing nature of the…

8 March 2024

Teeing off with the New Zealand Open

Held at the spectacular Millbrook course in Queenstown, we were delighted to partner with the New Zealand Open as the exclusive insurance provider for the…

8 March 2024

Staying safe from online scams

As online scams rise, it's important to be vigilant and understand your coverage. Read more.

8 March 2024

Protecting New Zealand in partnership with Trees for Survival

As a proud principal partner of Trees for Survival our support helped school children plant over 146,000 trees last year. Read more.

8 March 2024

Helping innovative Kiwis achieve global success

When Ohmio, an Auckland-based innovator, was in search of new cover, we utilised our international insurer connections to ensure their insurance could meet their requirements.…

7 March 2024

Media Release: Gallagher Insurance and New Zealand's Provincial Rugby Unions join hands to ignite growth in rugby & business.

Gallagher Insurance is pleased to announce its partnership with the NZ Provincial Rugby Union Group. Read more.

26 January 2024

Dealing with the aftermath of the Auckland Anniversary floods and Cyclone Gabrielle

Our highly experienced Gallagher claims teams played a crucial role in helping businesses and homeowners recover from these destructive events. Read more.

12 December 2023

Report: AI, Cyber Threats and Ethical Hacking

Generative AI has been embraced by cybercriminals. But organisations are catching up. Read more.

7 December 2023

Media Release: Gallagher Insurance backs the New Zealand Open

The New Zealand Open is delighted to announce Gallagher Insurance as a new sponsor of the 103rd New Zealand Open presented by Sky Sport, set…

22 November 2023

Market Update: Parametric insurance and understanding your natural disaster excess

We examine the growing use of parametric insurance and explain how you can manage your financial exposure to a natural disaster excess in a commercial…

16 November 2023

Celebrate art, save the kiwi

As part of the recent Kiwi Art Trail, 20 colourful kiwi sculptures designed by local artists are set to be auctioned, with proceeds going to…

16 November 2023

Surviving and thriving after the storm

A robust insurance policy, expert guidance and the support of loyal members helped the Napier Golf Club face its future with certainty following unprecedented storm…

16 November 2023

Two-factor authentication for business security

As cyber-attacks increase in volume and sophistication, there's an easy way to add an extra layer of security for your business.

16 November 2023

Crombie Lockwood becomes Gallagher Insurance

We've changed our name to Gallagher Insurance. Find out why our new name means a greater range of global insurance options for our clients.

16 November 2023

Celebrating a century… and a half

Not only has Irene Hill just celebrated her 100th birthday, she has been a client of Gallagher broker Dennis Mahony for over five decades. What…

16 November 2023

Helping businesses make better insurance decisions

Business insurance can be complex and challenging. An independent report highlights the value of broker advice, particularly in uncertain times.

18 October 2023

Cybersecurity and the supply chain – are your suppliers your weakest link?

Many companies entrust third parties with access to their data and systems but if they haven’t implemented the right cyber security measures, they could put…

10 October 2023

Media release: Kiwi Art Trail 2023

Kiwi have returned to the streets of downtown Tāmaki Makaurau. Organised by Save the Kiwi and Gallagher (formerly Crombie Lockwood), the Kiwi Art Trail combines…

1 October 2023

Media release: Crombie Lockwood takes up Gallagher name

New Zealand insurance broker Crombie Lockwood has announced it will take up the name of its global owner Gallagher and be known as Gallagher Insurance.

15 September 2023

The importance of using two-factor authentication

As cyberattacks increase in volume the Privacy Commissioner has called for businesses to improve security of the information they hold.

5 September 2023

Market Update: Directors & officers liability insurance update

While the directors and officers insurance market has softened somewhat, the global economic and geopolitical landscapes continue to remain challenging...

16 August 2023

Market Update: Flood insurance presents challenges

The availability of insurance to cover flooding is a growing concern for New Zealand businesses and homeowners...

7 August 2023

Market Update: Insurance rates trend upward

How rates are being driven by climate change concerns, global uncertainty and higher reinsurance costs.

2 June 2023

On the ground with Whanganui's Fleet Line Markers

The markings make the game, according to Fleet Line Markers. But this innovative Whanganui-based company places paint on more surfaces than your local sports field.

2 June 2023

Top of the class collaboration

A partnership with Wakatipu High School's foundation is one way Crombie Lockwood Central Lakes is contributing to the community in Queenstown.

2 June 2023

Crombie Lockwood named an Employer of Choice for third time

The HRD New Zealand Employers of Choice award win marks the third time Crombie Lockwood has been named an employer of choice by HRD, following…

2 June 2023

Helping family businesses reach their full potential

Family businesses play an important role in New Zealand's economy, making up almost 70% of Kiwi businesses. But they often face unique challenges in reaching…

2 June 2023

Simulating safety behind the wheel

Crombie Lockwood Masterton and insurer NZI recently hosted a client safety seminar with access to a heavy vehicle simulator. The public were invited along to…

2 June 2023

How will AI change your future insurance experience?

Technology and consumer behaviour is ever evolving, the insurance industry is too with companies keeping pace to offer clients the best possible products and services.

2 June 2023

Fire fallout no barrier to business

Thanks to sound safety systems and the right insurance, the fire damage and knock-on affect was contained for Timaru restaurant Saikou.

2 June 2023

Building the right insurance programme for Shed Central

Insurance coverage which evolves in tandem with the changing nature of business means more certainty as commercial opportunities arise.

2 June 2023

Demonstrating the desire to help in tough times

When the sale of a Crombie Lockwood Central Lakes client’s business took longer than anticipated, Broker Grace Saunders helped work out a short-term, three-month insurance…

2 June 2023

Tax Traders’ journey towards B Corp status

Delve into Tax Traders’ journey to B Corp Certification, one of the most rigorous certifications a business can undertake.

2 June 2023

Kiwi fighting strong at Crombie Lockwood Kiwi Burrow

All seven eggs and 12 newly hatched chicks remained safe during Cyclone Gabrielle, as were 13 kiwi living within the Wairakei Golf + Sanctuary.

2 June 2023

Weather events and navigating a difficult insurance market

Chief Broking Officer, Mark Jones shares insights into the current hard insurance market which has been amplified by the extreme weather events earlier this year.

2 June 2023

Insurance for Good makes a difference in Ōtautahi

Gallagher and Raizor's Insurance for Good collaboration helped a Christchurch charitable trust to receive a $7,500 donation, plus getting the cover it needed.

9 May 2023

Severe weather event - information for clients

Regularly updated information and advice for clients affected by severe weather events.

21 March 2023

Insurance Market Update March 2023

Chief Broking Officer Mark Jones looks at the implications of the Auckland Anniversary Flood and Cyclone Gabrielle for the New Zealand insurance market.

21 November 2022

Hospice brings heart and support to Hutt community

Behind Te Omanga Hospice's caring heart lies a dedicated team of staff, volunteers and expert business partners...

21 November 2022

Navigating Health and Safety

As businesses evolve and change size, direction or focus over time, so does their need for comprehensive health and safety systems...

21 November 2022

Staying steady on the board

When an arson attack brought Nelson company Moana SUP and Surf to a halt, it was a smooth turnaround to get back up and running…

21 November 2022

Accounting for the trees

Taupo-based Blackburne Group is an accounting practice that provides expert service to forestry industry clientele across the country...

21 November 2022

Pooling expertise to create a world-class aquatic centre

The future of aquatic sport is swimming along for Hawke’s Bay with the opening of its Regional Aquatic Centre...

21 November 2022

How to reduce risk when selling your business

Selling a business can be a slow, stressful process. Broker Jac Heale explains how a new type of liability cover (TLPE) can make it easier.

21 November 2022

Keeping people coming to The Last Resort

When torrential storms closed the world-famous Heaphy track in 2022, bookings at The Last Resort in nearby Karamea took an immediate hit..

21 November 2022

EQC ups the cover. What the changes mean for you

Recent increases to cover provided by Toka Tu Ake Earthquake Commission (EQC) will now offer Kiwis greater protection in the event of a natural disaster.

21 November 2022

"To get the best mahi, first build the person..."

Taranaki-based Tuarā Civil is a Māori-owned and led company, remaining grounded despite its fast growth and success in the region.

21 November 2022

A smoother road to recovery

Having the right medical insurance cover meant business owner Sue was quickly treated for breast cancer after a sudden diagnosis earlier this year.

21 November 2022

Seasonal worker wellbeing

Our viticulture and horticulture industries rely on skilled contractors. Marlborough's labour supply and management agency, Hortus, plays a big part in helping meet these needs.

21 November 2022

Can you trust social media for insurance advice?

As the use of social media for financial information grows, it's important to seek specialist advice to ensure your insurance is right for you...

17 November 2022

Right size, bite size

The owners of Wanaka's 'Muttonbird' eatery had no hesitation choosing SMARTpak insurance for their business, after learning the previous tenant had experienced a damaging fire.

17 November 2022

Helping Young Eagles soar

The Young Eagles programme gives young Kiwis the opportunity to enjoy a hands-on flying experience, opening up career opportunities in the wider aviation industry.

15 November 2022

Ransomware attacks show cybercrime is here to stay

Recent cyberattacks are a wake-up call for NZ business. Cyber insurance provides access to ransomware negotiaters, data, legal, technology and PR experts.

31 October 2022

Insurer spotlight falls on high-hazard companies as market toughens

Companies with high hazard risks are seeing rising premiums and higher excesses for losses resulting from fire. Talk to a broker about a risk review...

19 October 2022

Insurance Market Update - Spring 2022

EQC changes, climate and inflation are the key issues now affecting the NZ insurance market. Download a copy of the latest Insurance Market Outlook...

28 September 2022

How to proactively manage construction risk

Construction businesses renewing their insurance programme are facing increasing challenges, as inflation and Covid impacts hit both companies and insurers...

15 September 2022

What high inflation means for your business insurance

As inflation accelerates, we look at how increasing prices affect business cover, the risk areas most impacted, and what companies can do to mitigate its…

31 August 2022

Implications of extreme weather on business

As extreme weather events escalate, the impacts on both insurer and those insured are intensifying. Company directors will have to consider reducing adverse environmental impacts…

22 August 2022

Changes to Earthquake Commission cover

The Government is increasing the amount of cover EQC provides home and residential unit owners in the event of a natural disaster. Find out how…

15 August 2022

Surviving and thriving through the Great Resignation

With companies struggling to fill open positions, and many workers reassessing their lives, careers and priorities, employers are having to to find innovative ways to…

1 August 2022

Farming for the future

What does it take to be an award-winning farmer? Meet Todd and Renee Halliday who combine business, technology with a love of land and livestock.

1 August 2022

Art of the matter

Devonport’s best kept creative secret has been championing local artists for 25 years, while its vibrant gallery and professional music studio are always showcasing something…

1 August 2022

5 mistakes Kiwis make when buying insurance

Not all insurance policies are designed equal. How do you ensure you have the right cover to get you through an unexpected event?

1 August 2022

Insurance cover to keep the wheels turning

A smart business insurance solution specifically for MTA members is helping automotive businesses stay on track, even during challenging times.

1 August 2022

Innovating independently

Combining high tech and the Kiwi 'number eight wire' philisophy, Nedax Systems is geared for innovation while remaining fiercely independent explains director Tony Phillips.

27 July 2022

It takes a village

How do you insure the past? The popular Taranaki Pioneer Village has found that modern insurance cover remains the best defence against the unexpected.

27 July 2022

Focusing on Financial and Professional Risks

What happens if a piece of advice or service provided by your company ends up causing damage or financial loss?

27 July 2022

A matter of Life & Health

Following a shock diagnosis, a family has been given the gift of hope thanks to the special support of their insurance adviser Rachel McAuliffe.

27 July 2022

Speaking for the trees

Crombie Lockwood's commitment to a sustainable future continues through a new partnership that combines education and ecology.

26 July 2022

Icehouse partnership to support Marlborough business talent

How a special legacy is helping to develop leadership capability for businesses in the Marlborough region.

26 July 2022

Variables in the varietals

There are risks at every stage of the winemaking process, but for Dan and Sarah-Kate Dineen, making wine in Central Otago is a real privilege...

26 July 2022

Do you have the correct sums insured?

Many New Zealand homes are under-insured, which could lead to major issues in the event a rebuild is required...

11 July 2022

How can stockpiling affect your insurance cover?

As construction material shortages continue, companies may be unknowingly impacting their insurance cover by stockpiling to help fulfil future contracts.

30 June 2022

A New Partnership with Trees for Survival

Crombie Lockwood today announced a new partnership with Trees for Survival, to support the environmental education programme for the next three years.

15 June 2022

Uncertain times in the global cargo market

The war in Ukraine and continued pressure on ports and the global supply chain, mean it's unlikely we’ve seen the last of tough conditions, explains…

7 June 2022

Focus on conduct and culture in the insurance market

Insurance companies are preparing for a new regulatory environment, and ESG responsibilities are also influencing the types of business they are willing to underwrite.

7 June 2022

Current insurance capacity constraints

Some insurers are looking to manage their exposures to liability and construction risks, impacting availability of cover and premiums.

3 June 2022

Covid-19 and the current insurance market

This pandemic is the 3rd largest insurance loss of all times, and the impact continues with increased claims costs, as well as some economic spin-offs...

31 May 2022

How climate is affecting your insurance

Climate-related insurance claims in New Zealand are a key factor driving hard market conditions, with flooding accounting for 90% of losses since January 2021.

11 May 2022

Top ten business risks 2022

From cyber attacks to climate change, we review the top insurable risks for 2022 according to the Allianz Risk Barometer.

11 May 2022

CLIENT ADVISORY: The importance of being correctly insured

It's never been more important to make sure your insurance cover accurately reflects what it will cost to replace your assets, or rebuild your business.

13 April 2022

Cybersecurity tips for onboarding new staff

Kordia's Hilary Walton shares why cybersecurity needs to be incorporated into business processes when employees join or leave your organisation.

13 April 2022

How to get the right cyber insurance for your business

With cyber now reported to be the top risk for businesses, we look at how cyber cover helps companies recover faster following an attack.

13 April 2022

Global expertise combines with local focus

Hawke's Bay broker Shelley Martin explains how access to the global Gallagher network means benefits for her Kiwi clients.

13 April 2022

Taco Medic - taking tacos from Otago to the world

Starting out in a Queenstown food truck, Ant Wilkins and Robbie McGillivray are now on the way to making Taco Medic a favourite food brand.

12 April 2022

Eat Drink Play: celebrating all things Wellington

The vibrant and innovative festival runs from 6-29 May and is designed to showcase the best of the capital's hospitality sector.

12 April 2022

Kiwi Burrow celebrates 200th chick hatched

Young kiwi "Whakaora'' has the honour of being the 200th chick to hatch at the Crombie Lockwood Kiwi Burrow since the facility first opened.

12 April 2022

Great Scott! Construction success in Nelson

Nelson Tasman headquartered Scott Construction has experienced impressive growth, gaining an enviable reputation for innovative, high-quality projects built safely and on time.

11 April 2022

Insurance for Good

An innovative collaboration between Crombie Lockwood and Raizor sees customers benefit from expert insurance advice while donating to worthy causes.

11 April 2022

Beard Brothers - Success in the sizzle

A passion for product is only one part of the puzzle for Rob Beard as he steers his sausage business towards sizzling success.

21 February 2022

New Zealand Insurance Market Outlook - February 2022

Our latest advisory for clients provides an overview of the global and New Zealand insurance markets, and changes being seen in specific insurance sectors.

29 November 2021

Cover that hits the right note for NZTrio

Arranging insurance for the unique risks of musicians, and film and entertainment businesses, is definitely a specialist art, explains insurance broker Andrea Clout...

26 November 2021

Helping more Kiwis with our growing footprint

Crombie Lockwood’s national reach has been further strengthened with its broking expertise now available in Taupō, the Wairarapa, and the Southern Lakes District.

26 November 2021

Smart small businesses win advertising campaigns

Crombie Lockwood recently partnered with SENZ, the nationwide sports broadcast network, to offer small businesses a chance to win free radio advertising.

26 November 2021

Retirement village operator Arvida Group grows from strength to strength

The Arvida Group is putting residents first, to positively transform the aging experience and encourage people to live life to the full.

26 November 2021

5 tips for creating great customer content

In the ever-changing world of marketing, content that engages your customers is a vital tool. Vermeulen Officer Media provide some content advice for businesses.

25 November 2021

Back on firm ground for Founders Café

Amie-Jo Trayes has brought an old Nelson staple back to life with the renovated Founders Café. But the excitement of the new has brought challenges...

25 November 2021

VAST Billboards' public display of innovation

Born out of the COVID-19 pandemic, VAST Billboards is making outdoor advertising accessible for all sizes of business in Christchurch and beyond.

25 November 2021

Rural insurance broker covers the field

Manawatu broker Jess Murdoch lives and breathes the rural life, and has a practical hands-on approach to helping her clients when things go wrong.

24 November 2021

Kids' art competition helps save kiwi

Crombie Lockwood held a competition for schools to design a reusable food wrap; it's now being sold to raise funds for kiwi conservation.

24 November 2021

Building sustainable habits

As part of the global Gallagher network, Crombie Lockwood took on a 200 day challenge to develop sustainable habits.

24 November 2021

Fix and Fogg's spreading success

The Wellington brand known for its delicious and unique range of nut butters, continues to capture Kiwi taste buds while scaling new heights overseas.

15 November 2021

Insurance advice and support during COVID-19

Crombie Lockwood continues to provide comprehensive insurance advice and support to clients during this challenging time.

15 November 2021

Covid-19 and your insurance policy

Advice and information for clients on insurance issues arising from the ongoing COVID-19 pandemic and response. This page is continually updated. Please call your broker…

8 November 2021

Crombie Lockwood opens Masterton office

Crombie Lockwood insurance brokers has opened a new office in the Wairarapa town of Masterton.

5 November 2021

Centrepoint Theatre - the show must go on!

Crombie Lockwood has been a supporter of Palmerston North’s Centrepoint Theatre for over 25 years, and the relationship is more like family, than sponsor...

20 October 2021

Crombie Lockwood kiwi partnership continues

Crombie Lockwood today announced that they will continue their partnership with Save the Kiwi with the aim to further boost kiwi conservation efforts.

19 October 2021

Matt Jensen Insurance Brokers joins Crombie Lockwood

On 15 October 2021, Matt Jensen Insurance Brokers became the Taupō branch of Crombie Lockwood.

29 September 2021

Video tips for business

Video is a powerful communication tool for any organisation. Crombie Lockwood client VideoTaxi shares some professional tips for making movies on a mobile.

29 September 2021

Rivercity Trees top Māori business awards

A solid work ethic, encouraging team culture and utmost respect for the land, has seen Whanganui’s Rivercity Tree Services gain worthy recognition.

29 September 2021

Back on the road again

Drive On Breakdown Assist helps keep Kiwi businesses moving, with help for flat batteries, locked cars, and flat tyres just a phone call away.

29 September 2021

Helping to protect our native birds from predators

The tough but rewarding trapping work that's giving Taranaki's native birdlife a fighting chance against pests.

29 September 2021

Steps of a cyber attack

A cyber attack can happen in 3 surprisingly quick steps, and a business must act fast to manage risks and minimise disruption.

29 September 2021

Cover for a colourful claim

The right insurance cover helped a West Coast signage company through a tricky and expensive error that quite literally, came out of the blue.

28 September 2021

Future looks sweet for Arataki

A staple on the kiwi breakfast table for generations, this iconic Hawke's Bay business leaves nothing to chance when planning for its future.

28 September 2021

Beer essentials

Sprig and Fern’s passion and experience helps them keep ahead of the pack in New Zealand’s fast-paced craft beer industry.

28 September 2021

A high flying team of aviation insurance specialists

Crombie Lockwood’s aviation insurance brokers understand the complex risks associated with this diverse sector.

28 September 2021

Growing family businesses

Crombie Lockwood and Family Business New Zealand (FBNZ), have announced a new three-year partnership.

22 September 2021

Insurance Market Outlook - September 2021

An overview of the global and local insurance markets, and the impact of COVID-19 and climate change on cover.

10 September 2021

Managing business cyber risk while working remotely  

Cyber criminals are taking advantage of the opportunities presented by Covid-19 disruption. Some steps to take to reduce the cyber risk to your business.

31 August 2021

Covid-19 and your motor vehicle insurance

Advice on how the Covid-19 alert levels affect your car insurance.

30 August 2021

Removal of electronic devices from schools as a result of Covid-19 closures

Advice on insurance cover where students take electronic devices home on loan during Covid-19 closures

30 August 2021

Covid-19 and your home and contents insurance 

How Covid-19 and lockdown affects home and contents insurance cover, including valuations, settlements, working from home and more.

23 August 2021

Crisis communications

Crisis communication is not just for big businesses; all business owners can use it effectively. Resilience expert Lance Burdett of WAR International explains how best…

8 July 2021

Rural insurance essential for Moo-ving Day

The busiest time of the year for the New Zealand agricultural industry is Moving Day, which takes place on 1 June each year.

8 July 2021

Helping hands in the South Canterbury community

Members of the Crombie Lockwood Timaru team lent a hand at Fairlie’s Moreh Home, to help give the building and grounds a pre-winter spruce up.

8 July 2021

Thought leadership events for SMEs

Trans-Tasman Business Circle General Manager, Sharron Lloyd talks about the event series helping small businesses with access to experts, tools and support.

8 July 2021

Property remains strong investment for the future

Harcourts’ Managing Director, Bryan Thomson gives his views on the residential and lifestyle property market.

8 July 2021

Kiwi encounter of a lifetime for competition winner

Getting up close with a national treasure at the Crombie Lockwood Kiwi Burrow.

8 July 2021

Auckland law firm's devastating cyber attack

How cyber insurance helped get a suburban law firm back on track, after it was targetted in a ransomware attack.

8 July 2021

Swiss innovation for the Kiwi construction industry

How a chat over the fence between two Queenstown neighbours, led to an innovative prefabricated timber manufacturer establishing itself in Central Otago.

8 July 2021

Brewing business success

The Coffee Club's directors explain how a passion for people and local community are essential ingredients for any successful franchisee.

8 July 2021

SMARTpak: business insurance for SMEs

SMARTpak is exclusive to Crombie Lockwood. It's a market-leading insurance solution for SMEs, covering more than 30,000 Kiwi businesses.

8 July 2021

Crombie Lockwood named Employer of Choice 2021

Crombie Lockwood is proud to be named as one of HRD (Human Resources Director) New Zealand’s Employer of Choice 2021.

8 July 2021

Delivering innovation

How courier services company Aramex is keeping pace with its changing customer needs and the explosion of e-commerce.

8 July 2021

'Work from home' fails to slow commercial property demand

The commercial property market is strong, with well-located, well-presented industrial property still sought after, says the Managing Director of Harcourts New Zealand.

28 June 2021

A safeguard for franchisees

Insurance wording designed specifically for franchise holders, and a dedicated support team are available for members of the Franchise Association of New Zealand (FANZ).

21 June 2021

Challenging encounters a way of life for Kaikoura tourism business

Having a business that relies on nature, weather and sea conditions isn’t easy. We talk to Encounter Kaikoura co-owner Lynette about 30+ years of the…

31 May 2021

Insurance Market Outlook - May 2021

Our latest advisory for clients provides an overview of the global and local insurance markets, and outlines changes in capacity and rates for specific insurance…

26 April 2021

Malaghan's cutting edge discoveries put Kiwi health first

With grit and determination, the scientists at Wellington's Malaghan Institute are researching better ways of treating infectious diseases, cancers, asthma, allergies and more.

20 April 2021

Celebrating 100 kiwi hatched at the Burrow

100 kiwi chicks have hatched in the 2nd season of the Crombie Lockwood Kiwi Burrow. Since opening, 114 new kiwi have been released to predator-free…

16 April 2021

Trans-Tasman bubble: travel insurance considerations

Covid-19 has introduced new scenarios to consider when buying travel insurance. We outline some of cover you might need when travelling to Australia.

12 April 2021

Climate crisis threatens thousands of homes

The increasing effects of climate change could force insurers to increase premiums and excesses for clients in high-risk regions - or even withdraw coverage.

12 April 2021

A business in safe hands

Diversifying from manufacturing gloves into PPE, has been a good move for Lynn River. As the operation has grown, so too have their risks.

12 April 2021

School lunch prize winners

Te Kura o Ōmanaia were the winners of our schools insurance promotion, receiving 100 delicious and nutritious lunches for their pupils.

12 April 2021

Lessons from a school cyber attack

How one Wellington high school recovered from a large-scale cyber attack, and their warning to others.

12 April 2021

A recipe for success

With a decade's experience in hospitality, insurance broker Teresa Falk knows very well what's important to her Whanganui cafe and restaurant owner clients.

12 April 2021

Auckland restaurant fire

When a fire caused by self-igniting rags destroyed an Auckland restaurant, SMARTpak insurance cover and local support helped get the business running again.

12 April 2021

Saint Clair success from Marlborough to the world

Pioneering winemaker Neal Ibbotson and insurance broker Hamish Kent on the success of St Clair, and the risky, complex and rewarding business of viticulture.

12 April 2021

Ecommerce and SMEs

Questions for businesses to consider when looking to pivot towards selling goods or services online.

12 April 2021

Do your sums to avoid underinsurance

Claims Manager Alana Howard explains why it's so important to accurately - and regularly - value the assets covered by your insurance policy.

12 April 2021

Legislation changes and your insurance

An overview of upcoming legislation changes that could impact businesses and insurance cover in 2021.

12 April 2021

Covering marine risks for the America's Cup

Crombie Lockwood's marine insurance broker Paul Gemmell was involved in arranging comprehensive cover for clients on and off the water at the 36th America’s Cup…

7 April 2021

Sustainable packaging for the future

Custom-Pak is playing its part in pushing NZ towards a circular economy by offering sustainable packaging solutions using recycled and recyclable plastic.

6 April 2021

Mentoring brokers of the future

Three Crombie Lockwood broker recruits talk about the challenges of their first year in the industry and the benefits of having experienced peers to guide…

19 March 2021

Strength in numbers: employee life and health

Staff wellbeing is crucial to a business's ability to operate. Increasingly, companies are offering life and health cover as a way to look after employees.

11 March 2021

Crombie Lockwood welcomes FSLAA

Chief Broking Officer Mark Jones explains why he believes FSLAA is good news for clients, and for the professionalism of the insurance sector.

4 March 2021

Protecting New Zealand's heritage buildings

Churches, heritage homes and historic buildings represent some of New Zealand’s most cherished places. They also have unique features which make the process of insuring…

26 February 2021

Market Outlook 2021

Our recent advisory for clients provides an overview of the insurance market at a global level, and here in New Zealand.

22 February 2021

Nurturing youth in Canterbury

Canterbury's Bros for Change provides a supportive brotherhood, sharing culture and practical skills, so kids can get the foundations for a happy life.

4 February 2021

FSLAA: getting regulation ready amid Covid-19 disruption 

Chief Operating Officer, Gillian Granger, reflects on how Crombie Lockwood has been preparing for the Financial Services Legislation Amendment Act (FSLAA)

19 January 2021

Taranaki business sowing seeds of success

John McCullough, manager of Egmont Seeds, reflects on his company's success, and says there's power in a $3 packet of seeds.

19 January 2021

Sparking action in Nelson

A fire that damaged Nelson’s Action Centre turned into an opportunity for its owners to rebuild for the future, thanks to their SMARTpak insurance cover.

13 January 2021

Living the rural lifestyle in Whanganui

Whanganui insurance broker Toni lives and works a rural life. She explains how her knowledge of farming and rural lifestyle, help keep her clients protected.

12 January 2021

Privacy breach response plan: is your business prepared?

Steps business owners can take to meet their new obligations under the Privacy Act 2020, which includes the mandatory reporting of privacy breaches.

9 December 2020

10 things you (probably) didn't know about kiwi

It’s our namesake and most iconic species but how much do you know about kiwi?

9 December 2020

Pessimism and positivity in New Zealand’s economic outlook

Recent household and business data is providing a clearer picture of the impact Covid-19 has had on New Zealand's economy, and emerging trends for 2021.

5 November 2020

BeSure is now Crombie Lockwood Wanaka

Wanaka businesswoman Jackie Boyd and her tailored insurance company beSure, have became the Wanaka branch of Crombie Lockwood.

6 October 2020

Market Outlook Spring 2020 - Part 3: Legislation and the insurance market

In the final part of our advisory we look at the impact of new privacy and employment relations legislation on cover, and what's on the…

6 October 2020

Market Outlook Spring 2020 - Part 2: Insurance sector update

We comment on the current outlook for individual insurance sectors, including cyber, marine, professional indemnity, liability and more.

6 October 2020

Market Outlook Spring 2020 - Part 1: Global and local insurance markets

In the first part of our client advisory we examine the current issues affecting insurance cover internationally and here in New Zealand.

30 September 2020

New season at the Crombie Lockwood Kiwi Burrow

The 2020 kiwi hatching season is underway, and all going to plan up to 80 chicks could be hatched in the coming months.

31 August 2020

On the right track

Meet our bloodstock team, who specialise in helping clients safeguard their exceptional horses and the odd famous animal...

14 August 2020

Building resilience through business continuity planning

Business continuity strategies are critical to ensuring you are positioned to remain operational amid disruption, and that you can support your customers.

14 August 2020

Business interruption insurance explained

Our advisory gives guidance on business interruption insurance, and explains why Covid-19 is generally not an event that business insurance can respond to.

14 August 2020

Trade credit insurance advice for domestic trade

With the economic outlook strongly influenced by Covid-19, there are significant challenges for trade credit insurers to overcome for New Zealand businesses

14 August 2020

Trade credit insurance guidance

As the economic impacts of Covid-19 are felt and businesses move to manage cash flow there may be implications for trade credit insurance policies.

14 August 2020

Trade credit insurance advice for New Zealand exporters

The instability of the global economy is seeing insurers with more risks to factor in if you're exporting goods to overseas customers. Advice and tips…

13 August 2020

Covid-19 and your landlords insurance policy

Guidance on property inspections and loss of rent during Covid-19 alert levels, and what is covered by your landlord insurance policy.

13 August 2020

Covid-19: Employment practice liability and employment disputes insurance

Workforce restructuring as a response to Covid-19's economic impact brings heightened risk of personal grievance claims. Guidance on employment practice liability and employment disputes insurance.

13 August 2020

Maintaining cyber security during lockdown

The increase in remote access traffic due to the Covid-19 lockdown can create additional vulnerabilities in otherwise secure internal computer systems.

13 August 2020

Managing supply chain risk in construction

If materials or equipment fail to arrive on site, work can stop completely. Managing this scenario is a critical part of project risk management.

13 August 2020

Construction Insurance and Covid-19

Guidance and insurance considerations for New Zealand construction businesses and contractors during Covid-19 restrictions

13 August 2020

Risk management tips for construction contractors

Our construction insurance specialists provide advice for contractors when entering contracts, to adequately manage the risks and issues raised by Covid-19.

7 August 2020

Pioneers of innovation in Southland

The Marshall family business has been delivering innovation for generations. Now they are working to improve the quality of New Zealand's water.

3 August 2020

Real people providing real protection

Wellington's John Galvin explains why having a broker, and the right life and health insurance, can appease the financial pressures that come with life's inevitable…

20 July 2020

Insurance considerations when travelling in New Zealand

Covid-19 means more Kiwis are looking to travel within New Zealand. Yet many are unaware that risks we consider when travelling overseas also apply here.

16 July 2020

Fire puts restaurant in hot water

A Whanganui Thai restaurant had to close its doors for months after a fire took over the historic building next door in 2019. Their insurance…

8 July 2020

Leader profile: Mark Jones

We meet Crombie Lockwood Chief Broking Officer, Mark Jones, who has arranged complex cover for some of the world’s biggest firms.

2 July 2020

Built on solid Hawke's Bay ground

MCL Construction are the company behind some very high profile and challenging structural builds, including the Hastings Police Station, Hawke's Bay Health and Sport Centre…

1 July 2020

What the Privacy Act changes mean for SMEs

The new Privacy Act delivers a legal framework for the protection of information, with mandatory reporting for data breaches from 1 December 2020...

18 June 2020

Keeping the milk pumping in Taranaki

Innovator Steve Corkill looks for ways to fix problems facing the dairy industry. His solutions have improved milk quality and made distribution easier.

10 June 2020

On call in Canterbury

Parks Garage has been rescuing Cantabrians from accident scenes and breakdowns for a century, supporting the community in some challenging times.

10 June 2020

5 accounting tips for busy SMEs

Whatever industry you're in, or the size of your business, here are 5 things you can do to get on top of cashflow and plan for…

10 June 2020

Financial advice for small businesses

Asking for help, and getting the right systems and tools in place, are key to your general business health.

3 June 2020

Building longevity made of steel

With a creative mind and a passion for steel, Otago's Lawrie Forbes is known for transforming neglected buildings into modern, award-winning workable spaces.

2 June 2020

Trustee Study Awards recognise commitment to education

NZSTA Trustee Study Awards scholarships, sponsored by Crombie Lockwood, give school trustees the opportunity for further study and personal development.

21 May 2020

Trade credit for turbulent times

Threat of global recession has heightened the need for businesses that provide goods and services on credit terms to strongly consider trade credit cover.

19 May 2020

Aligning insurance in the Covid-19 environment

As businesses look to control expenses, we look at some approaches for managing risk while reducing cost and maintaining essential insurance cover.

18 May 2020

Health cover keeps stationery moving in Manawatu

The co-founders behind a handful of office products outlets run from Manawatu put health insurance in place in their twenties. The covers have since saved…

12 May 2020

Nuts for the stuff: Pic's Peanut Butter

NZ's award-winning Pic’s Peanut Butter is now a pantry staple across the country and beyond. Bruce "Pic" Picot talks about his Nelson-born business.

5 May 2020

Passionate about protecting schools in the Bay of Plenty

Crombie Lockwood's school insurance programme supports almost half the nation’s educational institutions. Broker Jan Rodgers explains what's involved.

5 May 2020

Being business prepared

Development and implementation of risk management practices during a pandemic will be key to moving through the disruption and looking forward to business life beyond…

1 May 2020

Backing the plan to protect a New Zealand icon

The kiwi is our most iconic native species, and a much-loved symbol of our national pride. We formed a partnership with Kiwis for kiwi to help…

20 March 2020

Kiwi savers: volunteering to help our national icon 

As part of our commitment to support kiwi survival, and our partnership with Kiwis for kiwi, our branches are volunteering to help trap predators.

16 March 2020

Forging ahead in Whanganui

Whanganui insurance broker Andrew Solesbury says his adopted home in the provinces offers plenty of promise for business people and lifestyle-seekers alike.

11 March 2020

When the world comes to Taranaki

Insurance broker Melissa Muller talks about Taranaki's exciting arts festival scene, and the challenges in staging these unique events.

6 March 2020

International Women's Day

This International Women's Day we ask four of our inspiring colleagues to reflect on what equality and working in the insurance industry means to them.

6 March 2020

Coronavirus and your travel insurance policy

Many travel insurers have removed some or all cover for coronavirus-related issues for travel to regions.

2 March 2020

Spotlight on specialisms: Marine insurance brokers

Our marine specialists provide expert insurance advice to the domestic and international marine industry.

25 February 2020

New Zealand retirement village protection for residents is 'world-leading' says RVA director

Retirement Villages Association Director, John Collyns, says retirement village living is the choice of a rapidly growing number of New Zealanders.

29 January 2020

Serving the growing demand for migrant business insurance advice in NZ

Crombie Lockwood’s Asian division is bridging a knowledge gap for new migrant clients through the delivery of localised insurance expertise.

21 January 2020

World-class fitness centre benefits Hawke's Bay health

The new EIT Institute of Sport and Health will attract high-performance athletes, and aims to help Hawke's Bay people live healthier, longer lives

16 January 2020

Sinclair Wetlands - a sanctuary for Otago's future generations

Under the careful stewardship of Glen Riley, with support from the community, volunteers and partners, the future of the Sinclair Wetlands looks bright.

9 January 2020

Breaking new ground in the Kiwi rental vehicle market

Peer-to-peer car rental services are starting to gain momentum in Australasia. Auckland firm MyCarYourRental is a local business, hoping to change how people travel.

9 January 2020

Protecting business in the coffee capital

Wellington broker Angela Moylan talks about getting to know the coffee industry, and the complex, diverse insurance needs of a 'farm to cup' business

17 December 2019

Staking a claim

Over half of the claims processed by Crombie Lockwood in 2018 were for motor vehicle and material damage. Claims Consultants Yunene and Debbie share insights…

8 December 2019

Insurance implications of representative actions in NZ

Andrew Ford from our Financial & Professional Risks team, and Michael Cavanaugh of Wotton + Kearney, look at representative class actions in New Zealand and…

25 November 2019

Rethinking risk in a changing climate

Climate change is expected to alter New Zealand's urban development in the future and change the landscape for both insurers and their clients.

15 November 2019

Supporting Southland for a century

Celebrating 100 years of essential service in 2019, Presbyterian Support Southland continues to provide welfare for both young and old throughout the region.

12 November 2019

Emergency response plans need to put people over profit

After an emergency, how would your business get back on track? Lance Burdett of WARN International suggests no two entities should follow the same rules.

4 November 2019

HASANZ sets standards for the health and safety profession

The Health and Safety Association of NZ (HASANZ) represents workplace health and safety professions, and gives advice and educational support to the industry.

12 October 2019

ANZ's state of the nation

NZ's economy retained some positive aspects in the first half of 2019, but a fragile global outlook curbed trade and investment growth says Michael Callahan.

10 October 2019

Crombie Lockwood selected as CAANZ general insurance partner

We've joined the Affinity Members Programme of Chartered Accountants Australia New Zealand to offer advice on insurance matters to CAANZ members.

30 September 2019

A career in the field: Mark Osborne

In New Zealand’s ever-changing rural business sector, good relationships are key. Just ask Crombie Lockwood Ashburton-based Broking Manager, Mark Osborne.

9 September 2019

Disaster recovery: planning for the unplannable

Establishing a Disaster Recovery Plan before it’s required, is crucial to business continuity and recovery after an earthquake or other disaster.

26 August 2019

Whanganui buildings: risk at the river’s edge

Whanganui faces tough decisions as it grapples with the cost of strengthening buildings in its heritage-filled city centre, and better preparing for future floods.

9 August 2019

Supporting a vital service for Northland

Crombie Lockwood is a long time insurance partner to Northland Emergency Services Trust, with one team member having had personal experience of this lifeline.

23 July 2019

Commercial construction and tourism driving Auckland growth

New Zealand’s largest city continues on a roll, but growing pains could still undermine the boom times for Auckland.

23 July 2019

Innovative pest control system protecting Taranaki environment

Pete Morresey’s innovative possum traps have become a central component in the fight to preserve Taranaki’s flora and fauna.

22 July 2019

Building on solid foundations

In New Zealand's rapidly-growing and changing construction sector the need for the building industry to ensure robust risk coverage is greater than ever.

17 July 2019

Driverless cars and motor vehicle insurance

If a driverless car has an accident who is at fault? And what does this mean for the future of motor vehicle insurance?

9 July 2019

Flox on the art of business

Auckland Artist Flox talks about the importance of a business plan, and her work with Crombie Lockwood.

25 June 2019

Out of the blue: cybercrime

Our cyber practice expert Elizabeth Harbison says that misconceptions of cybercrime mean many NZ companies are leaving themselves open to tremendous risk.

25 June 2019

Crombie Lockwood signs on to save kiwi

Crombie Lockwood and Kiwis for kiwi have announced a partnership to reverse the population decline of New Zealand’s most iconic native bird.

21 June 2019

Bouncing back from a cyber-attack

Auckland business owner and Crombie Lockwood client Steve Osborn talks about his company's experience of a cyber-attack and the process of recovery.

7 May 2019

Directing the future of business

In the dynamic Waikato business community, the Institute of Directors plays a significant part in helping develop new connections among those seeking roles in governance.

7 May 2019

CrestClean: client profile

CrestClean is a thriving New Zealand business success story, with a strong interest in environmental sustainability and an eye for the interests of franchisees.

6 May 2019

Review of 'unfair' FENZ funding model welcomed 

The Insurance Council of New Zealand and Internal Affairs Minister, Tracey Martin, applaud government review of current levy funding regime.

1 May 2019

Gallagher named one of World’s Most Ethical Companies

The parent company of Crombie Lockwood, Gallagher, has been named one of the World’s Most Ethical Companies in 2019 by the Ethisphere Institute.

24 April 2019

Supporting Queenstown's hospitality industry

Rising stars are set to shine at the Restaurant Association of New Zealand’s annual Queenstown Hospitality Awards.

19 April 2019

Tauranga branch volunteers proud to support Waipuna Hospice

For more than 12 years, Crombie Lockwood Tauranga staff members have been involved in all types of voluntary work to support the operation of the…

15 April 2019

Terrorism clauses scrutinised in wake of Christchurch mosque attacks

In the aftermath of terrorist attacks on two Christchurch mosques in March, Crombie Lockwood worked closely with clients to assess their needs.

12 April 2019

Our client satisfaction scorecard

At Crombie Lockwood, we aspire to deliver an outstanding client experience. We use Net Promoter Score (NPS®) to help monitor and improve our service.

12 February 2019

Farm accommodation legislation workshops

Rural businesses who provide farm accommodation are invited to attend a free workshop on their obligations under related legislation.

12 December 2018

Sirocco the kakapo

Showing our support for Sirocco the kakapo. At Crombie Lockwood we can arrange animal insurance for virtually any precious animal: even famous birds.

12 December 2018

Boston Marks aviation brokers join Gallagher group

BMG Aviation - Boston Marks insurance brokers & their associates join Gallagher & Crombie Lockwood’s growing family of insurance professionals.

11 December 2018

Benefit of cyber cover

Why do I need cyber insurance? A team of recovery experts at your fingertips to sort things after an attack.

11 December 2018

How can charities avoid underinsurance?

As a trustee you have a duty of care. Yet underinsurance is a problem faced by many charities. Our specialist brokers can help.

11 December 2018

Major events: planning for the unexpected

Major events carry substantial risks for cancellation or postponement due to weather, and issues like construction delays.

11 December 2018

Manawatu help revamp aviary for Kiwi breeding

Over the course of three busy days, Palmerston North Brokers, Centralised Claims Team and Monument Finance descended on Pukaha Mt Bruce Wildlife Centre as part…

11 December 2018

Dunedin's volunteer day

Dunedin branch traded proposals and wordings for gardening gloves and shovels at Sinclair Wetlands earlier this month.

10 December 2018

Claims advocacy working at its hardest

Crombie Lockwood’s claims team set the standard for earthquake claims management and resolution after Christchurch’s devastating earthquake on 22 February 2011.

10 December 2018

Soft markets and hard markets – what does it mean

What do soft and hard markets mean for you in terms of insurance cover, benefits and cost of insurance premiums?

10 December 2018

Sums insured – keeping up to date is the only way to be fully covered

Underestimating total sums insured insurance could leave you underinsured and open to another disaster.

10 December 2018

Soft markets and hard markets – what does it mean

What do soft & hard markets mean for you in terms of insurance cover, benefits & cost of insurance premiums?

4 December 2018

New Zealand – second in the world for natural disaster costs

New Zealand is ranked as the 2nd riskiest country in the world when it comes to natural disasters, but we’re the 4th best protected.

4 December 2018

Not just ecommerce businesses at risk

Is your business CyberSAFE? 25% of New Zealand businesses have had a cyber attack in the past 12 months. Everyone’s a cyber target.

4 December 2018

Motor fleet – managing premium increases

Commercial vehicles are constantly on the go. We deliver fleet insurance while keeping rising premiums under control.

4 December 2018

Insurance careers suit all ages

Working as an insurance broker you make personal and professional contributions to the communities you serve.
The rewards are numerous.

4 December 2018

Fake Invoices Scam

Is your business CyberSAFE? New Zealanders are told to be cautious after Netsafe reported an increase in the number of fake invoice scams.

4 December 2018

Disaster Recovery Must-dos

Find out what to do during and immediately after a natural disaster. Firstly, for any type of natural disaster you need a plan. Afterwards, contact…

4 December 2018

Benefits of cyber cover for business

Why do I need cyber insurance? A team of recovery experts at your fingertips to sort things after an attack.

4 December 2017

Fire service levies

Fire Service Levies - the funding for New Zealand's 14,000 fire-fighters and the 62,000 callouts they answer each year – they’re set to rise. What’s…